Plan for a More Confident and Fulfilling Retirement
Join our educational event to discover key strategies for smarter retirement planning. Reserve your spot now and take a step toward a more secure future.
Click the button below to sign up today.

We'll Cover Essential Retirement Planning Topics:
Social Security Timing: Learn how claiming at 62, full retirement age, or as late as 70 can significantly impact your monthly benefit, and what to consider before making a decision that affects your income for life.
Working While Receiving Benefits: Discover how earned income can affect your Social Security payments before full retirement age, and why the rules are commonly misunderstood by those planning a phased or part-time retirement.
Spousal, Divorced, and Survivor Benefits: Understand the family benefit options available to married, divorced, and widowed individuals so you can ask the right questions and know what may apply to your situation.
Turning 65: Social Security and Medicare: Explore the connection between Social Security and Medicare enrollment, and avoid the common misunderstandings that can catch people off guard as they approach this important milestone.
Your Social Security Statement, Decoded: Find out what your earnings record reveals, why benefit estimates matter, and what to review on your statement before you file.

About Your Host(s)
At ENCORE LIVING, we are dedicated to guiding you on your retirement journey with expertise, integrity, and a personalized approach. Our team of financial experts are committed to helping you realize your full retirement potential, one class at a time. Our hope is to empower you with the knowledge and tools to make informed decisions and for you to enter your retirement years with confidence.
© 2026, Joyce Joneschiet at ENCORE LIVING ENCORE LIFE HEALTH. All rights reserved.